Friday, July 19, 2013

Driving Records And More

You would need to realize how important your driving record is. When was the last time you actually had the chance to check out your driving records? Here are the contents of your driving records:
Violations

This is going to be the comprehensive list of the violations you have committed. You can expect this from the over speeding violation up to the more serious ones like a DUI. The reference that will be used for this will be your driver’s license and you can expect to have all this things right on your record because DMV is quite adamant of having all these things complete so you better be careful.

Collisions
Most of the time, the accidents that happens on the road are collisions. You can then expect your records to contain each and every collision you have been involved in. This is essential not only for your insurance but for your employment in case your potential employer is looking into someone who will be doing a lot of driving in their job.
Car Collisions

Convictions
These are the contents of the record that has your convictions due to traffic violations. This is also a part of your record that you would want to be empty. This is definitely going to be a deal breaker when it comes to your insurance. These things will really raise your premiums.

You might be surprised on how important this can be. Aside from just insurance, this is also used by the state to track you if you have been a negligent driver. This is where the points system would come in. Each state has a varying point system and you ought to be aware of how it works because you can actually end up losing your privilege to drive. This is actually a real hassle and believe me when I say that you would not want to learn your lesson the hard way.

There is not much wiggle room when it comes to point accumulation. You would want to avoid this when you can. To give you an idea of how short little your wiggle room is, here are the points you would have to have before you are considered a negligent driver:

4 points in a year
6 in 2 years and
8 in 3 years

As mentioned above this can really vary per state so you better make sure that you have verified this with your state. All in all your driving record is there to give you a chance to touch base with wherever you are and have you monitoring this a bit more closely.

You can also check out more updates and information using the link below:
http://www.dmv.com/driving-record

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